For our Individual Investors
Our Perspective
The technology enhanced markets of today produce faster reacting, more emotional, sentimental driven and news oriented global markets. This results in; increased volatility, a rapid change in market value, and short term market swings that are counter-intuitive to basic investment principles.
These market conditions create difficulty in maintaining a single long-term investment approach. We believe it is best for investors to maintain a long-term discipline, yet the investment decisions must be made in unison with the current investment climate. The ability to act and react quickly to prevent losses and to take profits are necessary to survive today’s markets. It is the marrying of these two strategies, Strategic & Tactical that has led to the creation of our U.S. and International investment discipline.
It is our belief that equity returns can be achieved with less than the total equity exposure. With our Process, we use strategic decisions to determined equity allocation and our tactical decisions to make the investment selections.
Because low investment cost are important to our clients, they are important to us. Our investment portfolios utilize an equity allocation of country, region & investment style Exchange Traded Funds. We use ETF’s because they are daily traded, low-cost, generally recognizable, available, and consistently accepted as proxies for the designated indexes
Portfolio Choices
• Retirement Income • Balanced • US Equity
• International Developed Markets • International Emerging Markets
• Custom
The choice is yours. In our first meeting we can determine which portfolio style fits you best, or we will custom design a portfolio for you.